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Small business owners: Here’s where to find help

Small business owners: Times are tough, but there are organizations committed to providing help. 

Is your business offering a deal? List it free on our new Miami on the Cheap deals page.

If you need assistance, check out these resources.

The Miami-Dade Beacon Council, the county's official economic development partnership, and its community partners have two websites where you can seek out information. 

  • BizHelp.Miami has been designed as a one-stop online portal where you can learn about the C.A.R.E.S. Act’s Paycheck Protection Program (PPP), funding options such as state and local bridge loans, economic injury disaster loans (EIDL), community foundation programs, and other local resources as they become available.
  • COVID-19 Resource Center on provides South Florida-specific information and website links to address economic hardships. For example, you can apply online or download paper forms for the U.S. Small Business Administration's economic injury disaster loans, which offer up to $2 million in assistance for eligible small businesses. You also can apply for the Short Time Compensation Program, which is a voluntary program aimed at helping employers maintain staff by reducing working hours during temporary slowdowns instead of temporarily laying off employees. 

The nonprofit, public-private council focuses on job creation and economic growth. Have questions or concerns? Email or check out the council's Facebook page for regular updates.

The Miami Downtown Development Authority (Miami DDA) is an independent agency of the City of Miami that aims to grow, strengthen and promote the economic health of the downtown area. Funded by a special tax levy on properties within its district boundaries, the Miami DDA focuses on business development, planning and capital improvements, as well as marketing and communication strategies.

The website is brimming with information on loans and other assistance. There, you can find:

  • The U.S. Small Business Administration's recommendations for how businesses can keep their employees, customers and communities healthy.
  • The federal government's Economic Injury Disaster Loans for small businesses. 
  • Custom webinars and question-and-answer sessions.  
  • Financial aid and tax guides. 

The U.S. Small Business Administration has a South Florida District Office in Miami. Among the information on its website, you can find details on:

  • Upcoming webinars
  • A free online referral tool that connects small businesses with lenders. 
  • Access to partners including SCORE, Small Business Development Centers and Women's Business Centers that provide business counseling and training.

The district office is at 51 SW First Ave., Suite 201. Call 305-536-5521.

The Florida Small Business Development Center at Florida International University provides free access to  disaster capital and resources your business needs. Click here for more details. You also can get regular updates on disaster-relief information by emailing


Facebook's new Small Business Grants Program is offering $100 million in cash grants and ad credits. It aims to help up to 30,000 eligible small businesses in more than 30 countries. View the application guide here. Applications are open in the Miami area. Apply by clicking here

The U.S. Chamber of Commerce Foundation can provide information on federal resources, long-term recovery advic and more. Call 888-MY-BIZ-HELP to speak with an expert, or click here for more resources available to small businesses.

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About Melina

Melina I. De Rose is a veteran editor and communications specialist with a special love for all things Miami. The longtime resident spent 22 years at the South Florida Sun Sentinel in roles such as section editor, department head, social media specialist and web producer. Melina has much experience in the freebies-and-bargains arena, having edited the popular Sun Sentinel feature, “Doreen’s Deals,” for many years. She also is editor of, a media hub for local music, theater, dance, visual arts and independent arts coverage. Contact her at

Living on the CheapMiami on the Cheap is a member of Living on the Cheap, a network of websites published by frugalistas, journalists and consumer advocates. Find practical advice on saving money on groceries, travel and shopping, plus tips from our experts on how to live the good life for less at Living on the Cheap.

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